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Roof Financing Options

Home / Financing
Affordable Solutions

Quality Roofing Within Your Budget

We believe everyone deserves a quality roof over their head. That's why we offer flexible financing options that make roof repair and replacement affordable for Indianapolis homeowners. Don't let budget concerns delay critical repairs that protect your home.

Quick Approval Get approved in minutes with our simple application process
Low Monthly Payments Spread your project cost into manageable monthly payments
Competitive Rates Interest rates as low as 6.99% APR for qualified buyers
Flexible Terms Choose terms from 12 to 144 months to fit your budget
No Prepayment Penalty Pay off your balance early without any additional fees
Deferred Interest Options Same-as-cash options available for qualified applicants

Payment Example

New Roof as Low as $149/mo

Based on $15,000 project with 120-month term at 9.99% APR. Actual payments vary based on credit approval and terms.

Get Your Free Quote

No obligation • No credit check for quotes

Simple Process

How Financing Works

1

Get Your Free Quote

We inspect your roof and provide a detailed, no-obligation estimate for your project.

2

Apply for Financing

Fill out a simple application. Most decisions are made within minutes.

3

Choose Your Terms

Select the payment plan that works best for your budget and timeline.

4

Enjoy Your New Roof

We complete your project while you enjoy affordable monthly payments.

Common Questions

Financing FAQ

What credit score do I need?

We work with multiple lenders to accommodate various credit situations. While better credit typically means better rates, we have options for most credit profiles. The best way to find out is to apply—it only takes a few minutes and won't affect your credit score.

Is there a minimum or maximum loan amount?

Financing is available for projects ranging from $1,000 to $100,000, covering everything from minor repairs to complete roof replacements and multi-project renovations.

How long does approval take?

Most applications receive a decision within minutes. Once approved, you can proceed with your project right away.

Can I pay off my loan early?

Absolutely. There are no prepayment penalties. You can pay off your balance at any time without any additional fees.

What if I have insurance coverage?

If insurance covers part of your project, you can finance just the remaining balance—your deductible and any upgrades you choose.

Do you offer 0% financing?

We occasionally offer promotional 0% APR financing for qualified buyers. Contact us to learn about current promotions and special offers.

Smart Financing

Combining Insurance & Financing

If you have storm damage, your homeowner's insurance may cover most of your roof replacement. In many cases, you'll only need to pay your deductible out of pocket.

For homeowners who want to:

  • Finance their insurance deductible
  • Upgrade to premium shingles beyond what insurance covers
  • Add gutters, siding, or other improvements
  • Complete additional home exterior projects

Our financing options make it easy to get everything done at once with one affordable monthly payment.

Already Have Insurance?

If you've had recent storm damage, start with a free inspection. We'll help you understand what insurance covers and what financing options make sense for any remaining costs.

Learn About Storm Damage

Ready to Get Started?

Don't let budget concerns delay protecting your home. Contact us today for a free quote and learn about your financing options.

Get Free Quote Call (317) 358-8630